Credit Analysts vs Retail Salespersons: Salary Comparison (2024)
Side-by-side salary comparison using 2024 Bureau of Labor Statistics data.
Which Career Pays More?
Credit Analysts professionals earn $46,390 more per year than Retail Salespersons professionals — that's 134.2% higher. At the 90th percentile, Credit Analysts earns $168,840 compared to $47,930 for Retail Salespersons.
Salary Range Comparison
Credit Analysts$52,930 – $168,840
Retail Salespersons$25,600 – $47,930
$25,600$168,840
Detailed Salary Comparison
| Percentile | Credit Analysts | Retail Salespersons | Difference |
|---|---|---|---|
| 10th Percentile | $52,930 | $25,600 | +$27,330 |
| 25th Percentile | $63,850 | $29,140 | +$34,710 |
| Median (50th) | $80,970 | $34,580 | +$46,390 |
| 75th Percentile | $113,850 | $37,850 | +$76,000 |
| 90th Percentile | $168,840 | $47,930 | +$120,910 |
| Mean (Average) | $98,040 | $37,150 | +$60,890 |
Employment Numbers
Credit Analysts
67,370
employed nationwide
Retail Salespersons
3,800,250
employed nationwide
Top Paying Cities
Best Cities for Credit Analysts
| City | Median |
|---|---|
| New York-Newark-Jersey City, NY-NJ-PA | $133,180 |
| San Francisco-Oakland-Berkeley, CA | $127,470 |
| Birmingham-Hoover, AL | $105,510 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | $105,010 |
| Denver-Aurora-Lakewood, CO | $100,670 |
Best Cities for Retail Salespersons
| City | Median |
|---|---|
| San Jose-Sunnyvale-Santa Clara, CA | $43,040 |
| San Francisco-Oakland-Berkeley, CA | $42,490 |
| Seattle-Tacoma-Bellevue, WA | $39,180 |
| Denver-Aurora-Lakewood, CO | $37,500 |
| New York-Newark-Jersey City, NY-NJ-PA | $37,350 |
Frequently Asked Questions
Who earns more: Credit Analysts or Retail Salespersons?
Credit Analysts professionals earn more, with a median salary difference of $46,390 (134.2% higher) as of 2024 BLS data.
What is the salary range for Credit Analysts?
Credit Analysts salaries range from $52,930 (10th percentile) to $168,840 (90th percentile), with a median of $80,970.
What is the salary range for Retail Salespersons?
Retail Salespersons salaries range from $25,600 (10th percentile) to $47,930 (90th percentile), with a median of $34,580.
How many Credit Analysts and Retail Salespersons jobs are there?
There are approximately 67,370 Credit Analysts positions and 3,800,250 Retail Salespersons positions nationwide according to 2024 BLS data.
Is it worth switching from Retail Salespersons to Credit Analysts?
Career decisions depend on many factors beyond salary. Credit Analysts has a median salary of $80,970 while Retail Salespersons earns $34,580. Consider job satisfaction, growth prospects, required education, and work-life balance.
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Data verified March 2026 · Source: U.S. Bureau of Labor Statistics OEWS