Financial Risk Specialists vs Substitute Teachers, Short-Term: Salary Comparison (2024)
Side-by-side salary comparison using 2024 Bureau of Labor Statistics data.
Which Career Pays More?
Financial Risk Specialists professionals earn $67,530 more per year than Substitute Teachers, Short-Term professionals — that's 175.5% higher. At the 90th percentile, Financial Risk Specialists earns $182,310 compared to $63,460 for Substitute Teachers, Short-Term.
Salary Range Comparison
Financial Risk Specialists$62,270 – $182,310
Substitute Teachers, Short-Term$26,240 – $63,460
$26,240$182,310
Detailed Salary Comparison
| Percentile | Financial Risk Specialists | Substitute Teachers, Short-Term | Difference |
|---|---|---|---|
| 10th Percentile | $62,270 | $26,240 | +$36,030 |
| 25th Percentile | $80,280 | $31,310 | +$48,970 |
| Median (50th) | $106,000 | $38,470 | +$67,530 |
| 75th Percentile | $145,020 | $51,930 | +$93,090 |
| 90th Percentile | $182,310 | $63,460 | +$118,850 |
| Mean (Average) | $119,930 | $44,930 | +$75,000 |
Employment Numbers
Financial Risk Specialists
56,320
employed nationwide
Substitute Teachers, Short-Term
481,300
employed nationwide
Top Paying Cities
Best Cities for Financial Risk Specialists
| City | Median |
|---|---|
| New York-Newark-Jersey City, NY-NJ-PA | $141,960 |
| San Francisco-Oakland-Berkeley, CA | $140,050 |
| San Jose-Sunnyvale-Santa Clara, CA | $137,420 |
| Charlotte-Concord-Gastonia, NC-SC | $130,750 |
| Seattle-Tacoma-Bellevue, WA | $128,440 |
Best Cities for Substitute Teachers, Short-Term
| City | Median |
|---|---|
| San Francisco-Oakland-Berkeley, CA | $64,090 |
| San Jose-Sunnyvale-Santa Clara, CA | $60,080 |
| Seattle-Tacoma-Bellevue, WA | $58,570 |
| Miami-Fort Lauderdale-Pompano Beach, FL | $58,070 |
| Riverside-San Bernardino-Ontario, CA | $57,740 |
Frequently Asked Questions
Who earns more: Financial Risk Specialists or Substitute Teachers, Short-Term?
Financial Risk Specialists professionals earn more, with a median salary difference of $67,530 (175.5% higher) as of 2024 BLS data.
What is the salary range for Financial Risk Specialists?
Financial Risk Specialists salaries range from $62,270 (10th percentile) to $182,310 (90th percentile), with a median of $106,000.
What is the salary range for Substitute Teachers, Short-Term?
Substitute Teachers, Short-Term salaries range from $26,240 (10th percentile) to $63,460 (90th percentile), with a median of $38,470.
How many Financial Risk Specialists and Substitute Teachers, Short-Term jobs are there?
There are approximately 56,320 Financial Risk Specialists positions and 481,300 Substitute Teachers, Short-Term positions nationwide according to 2024 BLS data.
Is it worth switching from Substitute Teachers, Short-Term to Financial Risk Specialists?
Career decisions depend on many factors beyond salary. Financial Risk Specialists has a median salary of $106,000 while Substitute Teachers, Short-Term earns $38,470. Consider job satisfaction, growth prospects, required education, and work-life balance.
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Data verified March 2026 · Source: U.S. Bureau of Labor Statistics OEWS