Loan Officers vs Substitute Teachers, Short-Term: Salary Comparison (2024)
Side-by-side salary comparison using 2024 Bureau of Labor Statistics data.
Which Career Pays More?
Loan Officers professionals earn $35,710 more per year than Substitute Teachers, Short-Term professionals — that's 92.8% higher. At the 90th percentile, Loan Officers earns $145,780 compared to $63,460 for Substitute Teachers, Short-Term.
Salary Range Comparison
Loan Officers$38,490 – $145,780
Substitute Teachers, Short-Term$26,240 – $63,460
$26,240$145,780
Detailed Salary Comparison
| Percentile | Loan Officers | Substitute Teachers, Short-Term | Difference |
|---|---|---|---|
| 10th Percentile | $38,490 | $26,240 | +$12,250 |
| 25th Percentile | $50,460 | $31,310 | +$19,150 |
| Median (50th) | $74,180 | $38,470 | +$35,710 |
| 75th Percentile | $101,920 | $51,930 | +$49,990 |
| 90th Percentile | $145,780 | $63,460 | +$82,320 |
| Mean (Average) | $86,020 | $44,930 | +$41,090 |
Employment Numbers
Loan Officers
290,530
employed nationwide
Substitute Teachers, Short-Term
481,300
employed nationwide
Top Paying Cities
Best Cities for Loan Officers
| City | Median |
|---|---|
| New York-Newark-Jersey City, NY-NJ-PA | $102,540 |
| Boston-Cambridge-Nashua, MA-NH | $94,850 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | $94,840 |
| San Francisco-Oakland-Berkeley, CA | $94,110 |
| Minneapolis-St. Paul-Bloomington, MN-WI | $91,900 |
Best Cities for Substitute Teachers, Short-Term
| City | Median |
|---|---|
| San Francisco-Oakland-Berkeley, CA | $64,090 |
| San Jose-Sunnyvale-Santa Clara, CA | $60,080 |
| Seattle-Tacoma-Bellevue, WA | $58,570 |
| Miami-Fort Lauderdale-Pompano Beach, FL | $58,070 |
| Riverside-San Bernardino-Ontario, CA | $57,740 |
Frequently Asked Questions
Who earns more: Loan Officers or Substitute Teachers, Short-Term?
Loan Officers professionals earn more, with a median salary difference of $35,710 (92.8% higher) as of 2024 BLS data.
What is the salary range for Loan Officers?
Loan Officers salaries range from $38,490 (10th percentile) to $145,780 (90th percentile), with a median of $74,180.
What is the salary range for Substitute Teachers, Short-Term?
Substitute Teachers, Short-Term salaries range from $26,240 (10th percentile) to $63,460 (90th percentile), with a median of $38,470.
How many Loan Officers and Substitute Teachers, Short-Term jobs are there?
There are approximately 290,530 Loan Officers positions and 481,300 Substitute Teachers, Short-Term positions nationwide according to 2024 BLS data.
Is it worth switching from Substitute Teachers, Short-Term to Loan Officers?
Career decisions depend on many factors beyond salary. Loan Officers has a median salary of $74,180 while Substitute Teachers, Short-Term earns $38,470. Consider job satisfaction, growth prospects, required education, and work-life balance.
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Data verified March 2026 · Source: U.S. Bureau of Labor Statistics OEWS